Legal

Terms of service

Last updated: January 2026

These terms govern your use of A1 Tradelines and any purchase you make. By using our site or buying a tradeline, you agree to these terms.

Our service

A1 Tradelines facilitates the purchase of authorized-user tradelines. We are not a credit repair organization, a lender, or a financial advisor, and we do not provide legal or financial advice.

No guaranteed outcome

Being added as an authorized user may affect a credit profile, but results vary by individual. We do not promise any specific credit score increase or approval for any loan or credit product.

Your responsibilities

You agree to provide accurate information and to use tradelines lawfully. You must never misrepresent your identity or financial situation on any credit or loan application.

Purchases and refunds

Prices are shown in the live inventory. Reserving a tradeline is free; no payment is collected until a specialist confirms availability and fit. Our posting guarantee applies as described in the Refund Policy. Please review it before purchasing.

Limitation of liability

To the extent permitted by law, A1 Tradelines is not liable for indirect or consequential damages arising from use of the service. Our total liability for any claim is limited to the amount you paid for the applicable tradeline.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the updated terms.

This page is provided for general information and is not legal advice. Please have your own attorney review these terms before publishing them on your live site.